This is stupid advice, IMHO. The main reason is simple - no one knows for sure when they are going to die. So if you plan to be at zero when you're 80, get ready to be a Walmart greeter when you live to 81 and can't make ends meet on your fixed income.

I could go on for paragraphs picking apart every one of the points in the article, but with the basic foundation of the article being cracked, the house built on top of it is obviously going to fail as well.