The story at the top is very old. It has some truth to it, however it very much depends on where you are living. If that fisherman is in Louisiana and breaks his leg, he's pretty much fucked. If he lives in Italy with M4A, he'll be all right. If that Italien fisherman has been paying taxes on his fishing income if he decides at 65 he doesn't want to go out every day anymore, he'll be all right. That Louisiana fisherman will fish until he drops, because he can't live on the retirement income from the government, and the US is so expensive that he has no savings even after 40 yeas of being a successful fisherman.